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TODAY'S TOP DEVELOPMENTS Wednesday, April 15, 2015

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Workers Compensation
“Internet Marketplace” Operator that Connected Moving Companies with Those Needing to Move Was Not Worker’s Statutory Employer, South Carolina Court Rules
A South Carolina court has ruled that eMove, which operates an internet marketplace where individuals or businesses renting moving trucks can search for and hire local moving companies to assist with loading and/or unloading rental trucks, was not the statutory employer of a worker injured while working. Read More

Health Insurance

Idaho Supreme Court Upholds Restitution Order Requiring Defendant Who Pleaded Guilty to Vehicular Manslaughter to Compensate Widow for Health Insurance Premiums
The Idaho Supreme Court has upheld a trial court’s decision ordering a criminal defendant who had pleaded guilty to vehicular manslaughter to pay restitution to the victim’s widow, including an amount compensating her for health insurance premiums she paid for coverage between the time of the accident and the time of the defendant’s sentencing. Read More

Builders Risk
Wisconsin Appeals Court Upholds Jury’s Decision that Homeowner’s Policy – Not Builder’s Risk Policy – Covered Losses to New Home Damaged by Fire Before Construction Was Complete
An appellate court in Wisconsin has upheld a jury’s decision that a homeowner’s insurance policy, and not a builder’s risk policy, covered the losses to a new home substantially damaged by fire before construction had been completed. Read More

Eye on the Experts
Supreme Court of Texas Marries Contractual Limitations to Insurance Policies
This Eye on the Experts article discusses a recent Supreme Court of Texas opinion, which settled the debate concerning whether a company’s insurance policies stood alone or were married to and dependent upon an insured’s limited obligation in a separate contract to insure and indemnify a third party. Read More

View All Case Law Developments

In the States

Florida Regulator Approves Removal of up to 45,500 Additional Policies from Citizens Property Insurance
The Florida Office of Insurance Regulation has approved the removal of up to 45,000 additional personal residential policies and 500 commercial residential polices from Citizens Property Insurance Corporation by two insurance companies. Read More

Insurance Fraud

Seven Arrested Following Two-Year PIP Fraud Investigation
Seven residents of Tampa, Florida, have been arrested following a two-year investigation by the Florida Department of Financial Services’ Division of Insurance Fraud into allegations of personal injury protection fraud allegedly involving Integrated Healing Clinic in Tampa. Read More

View All Legislative/Regulatory Developments
Ironshore Specialty Casualty Offers Standalone Crisis Event Coverage for Construction Risks Read More

Pan-American Life Insurance Group and Mutual Trust Financial Group Merge Mutual Holding Companies 
Read More

Munich Re America: Big U.S. Winter Storms – Comparably Lower Insured Loss Estimates; Record Heat and Drought Continue in the West Read More

Great American Insurance Expands Capacity for Pollution Products 
Read More

Tokio Marine Kiln Appoints Nick Sinfield as Group Head of Claims Read More

View All Industry News
Issues on the Duty to Defend


Browse our entire library of over 2,500 insurance resources and forms.

View Entire March / April Insurance Coverage Law Report
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60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board

Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Cort T. Malone, Anderson Kill, P.C.

Richard D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
Thomas F. Segalla, Goldberg Segalla
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or

FC&S Legal: The Insurance Coverage Law Information Center

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