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TODAY'S TOP DEVELOPMENTS Friday, January 15, 2016

Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.


Insurance Fraud
Anatomy of a Lawyer's Insurance Fraud
An appellate court in Massachusetts has upheld the conviction of a lawyer for insurance fraud resulting from insurance claims submitted on behalf of clients purporting to have been injured in two staged automobile accidents. Read More

Commercial General Liability
Total Pollution Exclusion Precludes Coverage for Claim that Liquid Nitrogen Added by Insured to Alcoholic Beverage Harmed Patron, Florida District Court Decides
The U.S. District Court for the Southern District of Florida has ruled that the total pollution exclusion in a commercial general liability insurance policy precluded coverage for claims that liquid nitrogen added by the insured to an alcoholic beverage harmed the woman who drank it. Read More

Automobile Insurance
Texas Supreme: Loss-of-Use Damages May Be Recovered for Total Destruction of Insured Personal Property, Not Only for Its Partial Destruction
The Texas Supreme Court, in a case of first impression in the state, has reversed an appellate court decision and has ruled that an insured was entitled to recover loss-of-use damages for the total destruction of insured personal property in addition to recovering for the fair market value of the property immediately before the injury.  Read More

Homeowners Insurance
Finding Policy's "Suit Limitations" Provision Ambiguous, New York District Court Permits Suit Seeking "Additional Living Expenses" to Proceed
The U.S. District Court for the Southern District of New York has ruled that a suit limitations provision in a homeowners' insurance policy was ambiguous and did not bar the insured's action seeking "additional living expenses" following a flood in his apartment on Manhattan's Central Park South. Read More

View All Case Law Developments

In the States

United Health Group Settles New York's Restraint of Competition Allegations
UnitedHealth Group has reached a settlement with New York Attorney General Eric T. Schneiderman concerning allegations that United's business practices in New York unlawfully restrained competition in the market for certain elder and long term care insurance products. Read More

Automobile Insurance
Ridesharing Bill with New Insurance Requirements Becomes Law in Ohio
Ohio Governor John R. Kasich has signed into law HB 237, which regulates ridesharing companies, more formally known as transportation network companies and their services. Read More

View All Legislative/Regulatory Developments
Global Catastrophes Caused Economic Losses of $85 Billion, Swiss Re Study Finds  Read More

MetLife Announces Plan to Separate U.S. Retail Business  
Read More

Ameritas Acquires $2.1 Billion of Life Insurance in Force  
Read More

Willis Towers Watson Merger Is Completed  
Read More

Kaiser Permanente to Open New National School of Medicine in 2019  
Read More

View All Industry News
Form Anaylsis
Motor Carrier Form—Physical Damage Coverages


Browse our entire library of over 2,500 insurance resources and forms.

View Entire January/February Insurance Coverage Law Report
View Insurance Coverage Law Report Archives
60px_newMeyerowitz Steven A. Meyerowitz, ESQ.
Director, FC&S Legal
60px_newSpears Victoria Prussen Spears, ESQ.
Associate Director, FC&S Legal
FC&S Legal Editorial Advisory Board
Mitchell J. Auslander, Willkie Farr & Gallagher LLP
Carrie Cope, Schuyler, Roche & Crisham, P.C.
Anjali C. Das, Wilson Elser
John F. Finnegan, Chadbourne & Parke LLP
Michele L. Jacobson, Stroock & Stroock & Lavan LLP
Timothy P. Law, Reed Smith LLP
Cort T. Malone, Anderson Kill, P.C.
Richard D. Milone, Kelley Drye & Warren LLP
Joseph P. Monteleone, Rivkin Radler LLP
Anne M. Murray, Rivkin Radler LLP
Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP
Seth B. Schafler, Proskauer Rose LLP
Thomas F. Segalla, Goldberg Segalla
David D. Thamann, The National Underwriter Company

FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or

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